As you are based in the UK you might be able to use www.bunq.com/
I really like them and have been using them for a few years. They seem to be dev focused with APIs and very logical approaches to a few features. Every transfer is real-time, you can use a real credit card like a debit card, and use 20+ sub-accounts for budgeting.
They can be shared with friends as well. Cards can be re-mapped to different accounts just seconds before the transaction.
They are not perfect, but exactly what I need.

The question is, what are your requirements, needs, and pet peaves when it comes to banks?

I have the same issue.

You cannot go into the past. However, if you know that you will do something later but won't have an internet connection to document it, you could schedule a message to the Telegram bot.
Or move timezones to somewhere where it is still yesterday 😊

If you want some inspiration, I can check to see where I would intuitively look for it.

Exactly. Thanks for the suggestion.
Have you used the service or know anybody there?

I enjoy the top navigation a lot.
In my non-UX opinion, the fade-in animations are too slow for me. I scroll to the next section and have to wait for the content to be visible. I don't like to wait to read something ;)
Even though I like the first view to be clean, I feel like there could be more content already shown to me, when I load the page. To entice me to explore more.

We used Laravel in the past mostly, and there are great packages for that out there.
Currently, we are using Gadget.dev for Shopify apps, but it's possible to use them for other apps too. They have some SSO available.
I'm not deep into React or Next currently.

Hey @TJNickerson 👋
What kind of companies have you been the CTO of? What kind of technical stack did you use?

I'm pretty lucky that my partner with #codersfail knows web design and we can do everything in-house. In general, I think there is always need for design, I just don't know the people that need it :)

Hey @Tom 👋
What kind of support would be helpful to you?

I think so, too. We are using Cloudflare for SaaS to be able to cache requests to custom domains without owning them.
However, registering domains for our customers with them being in control and owning them, is another thing entirely :)