As you are based in the UK you might be able to use www.bunq.com/
I really like them and have been using them for a few years. They seem to be dev focused with APIs and very logical approaches to a few features. Every transfer is real-time, you can use a real credit card like a debit card, and use 20+ sub-accounts for budgeting.
They can be shared with friends as well. Cards can be re-mapped to different accounts just seconds before the transaction.
They are not perfect, but exactly what I need.
The question is, what are your requirements, needs, and pet peaves when it comes to banks?
Yes, I said so in my first reply ;)
I have 1 account as an inbox, 1 for fixed costs, 2 for saving, 3 for my flat share, 1 for my business and one to share with my digital nomad friends.
1 physical card and 5 digital ones.
As you are based in the UK you might be able to use www.bunq.com/
I really like them and have been using them for a few years. They seem to be dev focused with APIs and very logical approaches to a few features. Every transfer is real-time, you can use a real credit card like a debit card, and use 20+ sub-accounts for budgeting.
They can be shared with friends as well. Cards can be re-mapped to different accounts just seconds before the transaction.
They are not perfect, but exactly what I need.
The question is, what are your requirements, needs, and pet peaves when it comes to banks?
They don't seem to be regulated, so no money back guarantee from the government.
www.bunq.com/features/deposit…
Nice! Are you with them?
Yes, I said so in my first reply ;)
I have 1 account as an inbox, 1 for fixed costs, 2 for saving, 3 for my flat share, 1 for my business and one to share with my digital nomad friends.
1 physical card and 5 digital ones.