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work on ETF strategy and find out in FR tax environment it's better to mix Dist and Acc. Dist will allow a steady income even when markets are bad, but are immediately taxed in FR (30%), then Acc allows withdrawing something like 4% annually (especially when markets go well).
My new formula is simple:
- 40% of total ETF portfolio go to Dist, 60% to Acc.
- Dist funds life necessary life expense, while Acc funds lifestyle or expensive purchases.
That's the best balance for me between simplicity and tax efficiency for FR
#life
Updated my newsletter dashboard so I can see unsubscribes overtime. This helps me see if I'm fucking up and making it worse.
#randomdailyurls
Creating Claude commands to make life better. Currently creating a vibe-to-structure.md that takes a "vibe" written instruction and turns it into a structural construct that an LLM will use to produce better code
#life
Using Claude Code to promote the skill for Claude Code I created with Claude Code.
fix whitespace formatting in public changelogs to preserve line breaks
#gitdigest