Do I need a LLC to use Stripe charge?

my account isn't activated yet and I applied for an LLC, can I accept payments without my account being activated, can I use personal bank account first? Right now I'm using test keys

No, you do not need a LLC to use Stripe. You can use all your personal info and personal banking information to get started.

thanks, I just click individual option. Is that what you have? do create a new account on the top left corner every time you make an app?

At first, yes that’s what I did. Then I set up a C corp for the app I was working on at the time. That app never launched, but I still do business under that entity. All my apps are just products of that parent corp. I operate that way until I hit a threshold of revenue that justifies me spinning that new app off as it’s own entity with its own bank acct.