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Sure:
1. Ghostfolio, rotki, etc
2. I want to be able to see my expenses and categorize them, and keep tabs on my net worth. I like comparing my investment performance to the SP500 as well. Pretty basic stuff. I think all the other apps available today support my use case and I suspect most other consumers are similar/don’t have too many advanced prediction needs.
3. Mostly just keeping tabs. If I see a recurring expense that has eaten up too much money I’ll go and cancel that expense if it’s not providing value. Some money management software will send you notifications when it notices a new recurring expense which is nice.

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