If at the end of the year you'd be at $0, you'd know a few months in advance that that's the case, right? So you could course correct? So you wouldn't have to hit zero?
Me personally, I make sure I always have at least 3 months basic living expenses in the bank. So I'd do whatever I need to to always have that buffer.
If at the end of the year you'd be at $0, you'd know a few months in advance that that's the case, right? So you could course correct? So you wouldn't have to hit zero?
Me personally, I make sure I always have at least 3 months basic living expenses in the bank. So I'd do whatever I need to to always have that buffer.
(And thus I lead a pretty risky work life, and with my buffer philosophy, I can.)