check all EUR/USD/SGD/CHF deposits and make sure that they all together equal to 2x my target yearly passive income (not yet reached, WIP over the next years), as a protection against 2008-style fall of financial markets since a financial crisis make loads of stock miss dividends for up to a year, and rule of thumb is you need to have a cash cushion of 2x that to be able to keep lifestyle and honor any deferred taxes #life