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Valerian Life
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check all personal bank accounts to make sure all of them are at least 50% below 100k EUR ECB deposit protection threshold
#life
wire more EUR to DEGIRO from other bank accounts to buy more World ETF + Gold ETF and de-risk my EUR allocation
#life
transfer more EUR out of my French bank accounts to prevent against hypothetical bank runs in the coming days
#life
get bank transfer blocked by FR bank, possibly due to anti money laundering laws, this never happened when my bank account was in Germany — why so regulated
#life
move more EUR outside of my FR bank account to my World ETF cause of growing uncertainty in FR budget and impact it can have on Eurozone
#life
buy much more ETF units from my EUR cash cause if France cannot settle on a 2026 budget then it risks tanking EUR value, so better hold this value in a World ETF that's protected against regional crisis since it holds 3,600+ companies spread over the world, and anyways grows about 7% a year no matter what
#life
sell 115k USD on Wise, in anticipation for Fed rate cut and move them to my dividend World ETF, also provision EUR on an interest account for upcoming FR dividend extra tax that I cannot pay on my cash if I don't sell. If USD rate is low, then stock market tends to go high cause economy will be floating in too much money and thus holding cash do not make any sense
#life
sleep maybe 3h in total because bedroom was more than 26C in Berlin and I cannot fall sleep past 25C room temperature
#life
look for cool penthouses in mexico city to buy, cause the city has year round nice weather with natural AC: not too hot during the day, colder during the night
#life
wake up feeling like shit cause had poor sleep in Berlin, which is overly hot w/ no AC & kind of noisy, countryside is definitely better. even spotless modern hotel I booked, building was probably built last year, has no AC!!
#life